January 2023 Real Estate and Mortgage Report

Our monthly real estate market report includes information about housing prices, inventory, mortgage rates, home sales and market predictions. We summarize news headlines and share important market updates.


Here are some quotes from this month’s report:

  • The upcoming months should see a return of buyers, as mortgage rates appear to have already peaked and have been coming down since mid-November.
  • So be advised…this may be the one and only window for the next few years to get into a buyers market. And remember…as the Federal Reserve data shows…home prices only go up and always recover from recessions no matter how mild or severe. Long term homeowners should view this market…right now…as a unique buying opportunity.
  • The risks of ARMs were substantially mitigated by the regulatory reforms put in place after the 2008 bust. Today’s ARMs are not the risky products of 2008 or even
    the prebubble version . . . ARMs are no longer something to fear – in fact, they could help borrowers save money and reduce barriers to homeownership.
  • Temporary rate buydowns are a hot trend for mortgages as borrowers face higher costs for home loans. Some buyers are exploring alternatives to traditional mortgages in a period of rising interest rates that is expected to continue into 2023. . . Buydowns . . . are a less costly alternative to traditional fixed-rate mortgages.


The article is provided by Sparkling Marketing, Inc. with content from Keeping Current Matters. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions.

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